The first-time homebuyer faces a very daunting market just when there is a little more real estate inventory opening up. But if they’re a veteran, a military service-member or a surviving spouse of either — they should know about VA Home Loans. Lakeshore Public Radio’s Dee Dotson recently spoke with John Bell, III John Bell, III, Executive Director, VA Loan Guaranty Service Veterans Benefits Administration (VBA), Department of Veterans Affairs (VA) about all of the cost saving benefits of a VA home loan.